Terms & Conditions

Please read these terms carefully before using UtilityWallet.ng.

Welcome to UtilityWallet.ng

These Terms and Conditions ("Terms") govern your use of UtilityWallet.ng, a platform owned and operated by Apps Logic and Webs. By accessing or using our services, you agree to these Terms. If you do not agree, please do not use our platform.

1. Definitions

  • UtilityWallet.ng refers to the web application and services provided by Apps Logic and Webs, enabling users to pay for utility services.
  • User refers to any individual or entity that uses UtilityWallet.ng.
  • Services means all functionalities offered by UtilityWallet.ng, including but not limited to utility bill payments, balance management, and account support.

2. Eligibility

  • By using UtilityWallet.ng, you affirm that you are at least 18 years old or have the consent of a legal guardian.
  • You agree to provide accurate, complete, and up-to-date information when creating your account.

3. Account Responsibilities

  • You are responsible for safeguarding your account credentials and ensuring their confidentiality.
  • Apps Logic and Webs is not liable for losses resulting from unauthorized access to your account. Notify us immediately if you suspect any breach.

4. Use of Services

Users must not engage in illegal, fraudulent, or harmful activities on UtilityWallet.ng. Misuse of the platform may lead to suspension or termination of services.

5. Payment and Transactions

  • All payments made on UtilityWallet.ng are final and non-refundable, except as required by law or expressly stated by Apps Logic and Webs.
  • Ensure accuracy in transaction details before confirming any payment.
  • UtilityWallet.ng partners with third-party payment processors; we are not liable for any issues arising from their services.

6. Privacy Policy

By using UtilityWallet.ng, you consent to the collection and use of your information as outlined in our Privacy Policy.

7. Intellectual Property

All content on UtilityWallet.ng, including logos, designs, and text, is the property of Apps Logic and Webs. Unauthorized use is prohibited.

8. Limitation of Liability

Apps Logic and Webs is not responsible for losses or damages arising from the use or inability to use UtilityWallet.ng, except as required by law.

9. Updates to Terms

Apps Logic and Webs may modify these Terms at any time. Updated Terms will be posted on this page, and continued use of UtilityWallet.ng constitutes acceptance of the revised Terms.

10. Contact Information

For inquiries, please contact:

By using UtilityWallet.ng, you acknowledge that you have read, understood, and agree to these Terms and Conditions.